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Showing posts with label veterinary pet health care insurance. Show all posts
Showing posts with label veterinary pet health care insurance. Show all posts

Tuesday, March 3, 2015

Veterinary Care Has Come a Long Way — As Have the Costs

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Veterinary Care Has Come a Long Way — As Have the Costs
by Marguerite McNeal

When Betsy Allen and her husband bought Sudbury Animal Hospital in 1987, the two veterinarians had to perform invasive, exploratory surgeries to determine if a dog or cat had cancer. Often those discoveries were made too late, and veterinary oncologists who could effectively treat the animals were few and far between.

Today, Allen and her colleagues can detect tumors with a simple ultrasound, and a practice just up the road has five or six cancer specialists ready to treat the disease. Early diagnosis of cancer and other chronic diseases is just one of many recent advances in veterinary medicine that help pets enjoy longer and healthier lives.

“I’ve been a vet for 29 years, and my husband has been a vet for 30 years, and things have changed significantly with the technology, diagnostics, and specialty practices that can save and treat animals,” Allen says.

But as the quality of care rises, so do the costs. One bichon frisé’s gall bladder surgery recently set his family back $6,000.
Image via Canstock

Much like with human medicine, pet care is shifting from reactive to proactive to prevent some of these costly procedures, says Dana Carne, a general practice veterinarian at North Providence, R.I.-based Ferguson Animal Hospital. “Many veterinarians are encouraging clients to become more educated about their pet’s health,” Carne says. “Pet owners play a very important role in their pet’s preventative health care, such as scheduling regular check ups, screening tests, vaccinations, monthly parasite preventative medications, as well as grooming and dental care.”


Faster Detection And Diagnosis

Today cats and dogs undergo treatments that range from ACL surgeries to chemotherapy to lung operations. For Allen and her husband, who are both general practitioners, the greatest advancements in their field have been in detection and speed.

“The biggest change for the general practitioner is the use of ultrasound,” she says. “It doesn’t involve anesthesia and poses no danger to the pet. That’s huge for an everyday tool.” Vets conduct abdominal ultrasounds and echocardiograms to detect conditions such as kidney infections and tumors, or to determine the location of swallowed objects that must be surgically removed. Veterinarians now also routinely conduct CT scans and MRIs to detect joint fractures and torn ligaments.

Faster response time is another benefit of modern veterinary care. While Allen used to send blood work to labs faraway for next-day analysis, her hospital’s in-house lab can now deliver results in ten minutes, she says. Digital radiology lets Allen send X-rays to specialists who can analyze and report back on complicated images within the hour.


Advances In Step With Human Medicine

The research in veterinary medicine and surgery is constantly evolving, much like human care. “Over the past decade, some of the trends in surgery are moving toward making procedures less invasive and less risky while improving recovery times,” Carne says. Laparoscopic surgery, which involves making very small incisions to perform the same surgeries that used to require large incisions to open up a body cavity such as the abdomen, thorax or a joint capsule, are increasingly common.

More vets also are turning to endoscopy, inserting a long tube into places like the intestines to visualize internal structures and perform minor procedures like biopsies, Carne says. “A common use of endoscopy is to remove a toy or other foreign object from a dog’s stomach via the mouth instead of surgically entering the stomach through the abdomen.”


A Heftier Bill To Foot 

Americans spent a record $56 billion on their pets in 2013, $14 billion of which went to veterinary care, according to the American Pet Products Association. When the group first started tracking spending in 1994, that figure was $17 billion annually.

“In 1987, a massively huge veterinary bill — your dog was sick for a week or had major surgery — was $500,” Allen says. “Now it’s not unusual for me to hear of six, seven, eight thousand dollars in unanticipated medical expenses.”

For many pet owners, the benefits of pricey procedures outweigh the costs. “We paid the whopping hospital bill with no regrets,” Roz Warren, grandmother of the bichon who underwent gallbladder surgery, writes in the New York Times. “Max, alive and well, is worth every penny.” Allen says that she knows a man who came out of retirement to pay for his cat’s $15,000 procedure.

Others are turning to pet insurance to minimize costs. Shandi Fosback, assistant manager on the Customer Care Team at Healthy Paws Pet Insurance, says that she frequently processes claims for cruciate ligament surgeries that cost between $4,500 and $6,000. Allen says that she and her husband see torn ACLs more often these days, in part because parents aren’t helping their pets maintain healthy weights. “We as a society are overfeeding ourselves and we’re overfeeding our pets, which leads to many more orthopedic problems,” she says.

And one injury often increases a dog’s likeliness to have another. “If a dog tears the cruciate ligament in one leg, the other leg will often have the same problem within approximately 18 months,” Fosback says. Her team also sees cases of Intervertebral Disc Disease (IVDD) among small or long-backed dogs like dachshunds, bassets, Shih Tzu and French bulldogs, she says. These slipped or herniated discs in the back or neck result in claims between $6,000 and $8,000 for the initial diagnostics, hemilaminectomy surgery to repair the disc, and rehabilitation.

“As veterinary medicine is becoming more and more like human medicine, general practice veterinarians are often able to refer sick pets for specialized diagnostics and treatments,” Carne says. Veterinary oncologists are one example of specialists that are increasingly accessible for pets and their owners.

Fosback says that she commonly processes claims for lump and growth removal of cancerous masses. Procedures for removal, radiation and chemotherapy cost between $10,000 and $12,000 over the course of treatment, she says. Several veterinary specialty centers and teaching hospitals across the country are using CyberKnife radiosurgery to treat specific types of cancers in pets. While radiation and chemotherapy require treatments every two to four weeks, the CyberKnife treatment is a one-time procedure. Still, it costs $10,000 to $12,000, Fosback says.


Pet Health Shifts From Reactive To Proactive

Pet owners who understand the potential costs of caring for their animals can plan ahead to prevent bill shock. ACL tears, for instance, are common among overweight dogs because of additional stress on their knees, Allen says. Keeping dogs slim and active could prevent costly remedies down the line.

“Many veterinarians are encouraging clients to become more educated about their pet’s health,” Carne says. “One of the best resources for accurate and up to date information is not Dr. Google, but your pet’s primary veterinarian.” Other trustworthy online resources, such as the American Veterinary Medical Association site and veterinary university websites, can help pet parents keep their animals happy and healthy.

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Friday, February 6, 2015

Veterinary Care Has Come a Long Way — As Have the Costs

Affordable Pet HealthCare Insurance - Your Pets Deserve it

Veterinary Care Has Come a Long Way — As Have the Costs
by Marguerite McNeal
Petonomics
When Betsy Allen and her husband bought Sudbury Animal Hospital in 1987, the two veterinarians had to perform invasive, exploratory surgeries to determine if a dog or cat had cancer. Often those discoveries were made too late, and veterinary oncologists who could effectively treat the animals were few and far between.

Today, Allen and her colleagues can detect tumors with a simple ultrasound, and a practice just up the road has five or six cancer specialists ready to treat the disease. Early diagnosis of cancer and other chronic diseases is just one of many recent advances in veterinary medicine that help pets enjoy longer and healthier lives.

“I’ve been a vet for 29 years, and my husband has been a vet for 30 years, and things have changed significantly with the technology, diagnostics, and specialty practices that can save and treat animals,” Allen says.

But as the quality of care rises, so do the costs. One bichon frisé’s gall bladder surgery recently set his family back $6,000.
                                                                 Image via Canstock
Much like with human medicine, pet care is shifting from reactive to proactive to prevent some of these costly procedures, says Dana Carne, a general practice veterinarian at North Providence, R.I.-based Ferguson Animal Hospital. “Many veterinarians are encouraging clients to become more educated about their pet’s health,” Carne says. “Pet owners play a very important role in their pet’s preventative health care, such as scheduling regular check ups, screening tests, vaccinations, monthly parasite preventative medications, as well as grooming and dental care.”
Faster Detection And Diagnosis

Today cats and dogs undergo treatments that range from ACL surgeries to chemotherapy to lung operations. For Allen and her husband, who are both general practitioners, the greatest advancements in their field have been in detection and speed.

“The biggest change for the general practitioner is the use of ultrasound,” she says. “It doesn’t involve anesthesia and poses no danger to the pet. That’s huge for an everyday tool.” Vets conduct abdominal ultrasounds and echocardiograms to detect conditions such as kidney infections and tumors, or to determine the location of swallowed objects that must be surgically removed. Veterinarians now also routinely conduct CT scans and MRIs to detect joint fractures and torn ligaments.

Faster response time is another benefit of modern veterinary care. While Allen used to send blood work to labs faraway for next-day analysis, her hospital’s in-house lab can now deliver results in ten minutes, she says. Digital radiology lets Allen send X-rays to specialists who can analyze and report back on complicated images within the hour.
Advances In Step With Human Medicine
The research in veterinary medicine and surgery is constantly evolving, much like human care. “Over the past decade, some of the trends in surgery are moving toward making procedures less invasive and less risky while improving recovery times,” Carne says. Laparoscopic surgery, which involves making very small incisions to perform the same surgeries that used to require large incisions to open up a body cavity such as the abdomen, thorax or a joint capsule, are increasingly common.

More vets also are turning to endoscopy, inserting a long tube into places like the intestines to visualize internal structures and perform minor procedures like biopsies, Carne says. “A common use of endoscopy is to remove a toy or other foreign object from a dog’s stomach via the mouth instead of surgically entering the stomach through the abdomen.”
A Heftier Bill To Foot 
Americans spent a record $56 billion on their pets in 2013, $14 billion of which went to veterinary care, according to the American Pet Products Association. When the group first started tracking spending in 1994, that figure was $17 billion annually.

“In 1987, a massively huge veterinary bill — your dog was sick for a week or had major surgery — was $500,” Allen says. “Now it’s not unusual for me to hear of six, seven, eight thousand dollars in unanticipated medical expenses.”

For many pet owners, the benefits of pricey procedures outweigh the costs. “We paid the whopping hospital bill with no regrets,” Roz Warren, grandmother of the bichon who underwent gallbladder surgery, writes in the New York Times. “Max, alive and well, is worth every penny.” Allen says that she knows a man who came out of retirement to pay for his cat’s $15,000 procedure.

Others are turning to pet insurance to minimize costs. Shandi Fosback, assistant manager on the Customer Care Team at Healthy Paws Pet Insurance, says that she frequently processes claims for cruciate ligament surgeries that cost between $4,500 and $6,000. Allen says that she and her husband see torn ACLs more often these days, in part because parents aren’t helping their pets maintain healthy weights. “We as a society are overfeeding ourselves and we’re overfeeding our pets, which leads to many more orthopedic problems,” she says.

And one injury often increases a dog’s likeliness to have another. “If a dog tears the cruciate ligament in one leg, the other leg will often have the same problem within approximately 18 months,” Fosback says. Her team also sees cases of Intervertebral Disc Disease (IVDD) among small or long-backed dogs like dachshunds, bassets, Shih Tzu and French bulldogs, she says. These slipped or herniated discs in the back or neck result in claims between $6,000 and $8,000 for the initial diagnostics, hemilaminectomy surgery to repair the disc, and rehabilitation.

“As veterinary medicine is becoming more and more like human medicine, general practice veterinarians are often able to refer sick pets for specialized diagnostics and treatments,” Carne says. Veterinary oncologists are one example of specialists that are increasingly accessible for pets and their owners.

Fosback says that she commonly processes claims for lump and growth removal of cancerous masses. Procedures for removal, radiation and chemotherapy cost between $10,000 and $12,000 over the course of treatment, she says. Several veterinary specialty centers and teaching hospitals across the country are using CyberKnife radiosurgery to treat specific types of cancers in pets. While radiation and chemotherapy require treatments every two to four weeks, the CyberKnife treatment is a one-time procedure. Still, it costs $10,000 to $12,000, Fosback says.
Pet Health Shifts From Reactive To Proactive
Pet owners who understand the potential costs of caring for their animals can plan ahead to prevent bill shock. ACL tears, for instance, are common among overweight dogs because of additional stress on their knees, Allen says. Keeping dogs slim and active could prevent costly remedies down the line.

“Many veterinarians are encouraging clients to become more educated about their pet’s health,” Carne says. “One of the best resources for accurate and up to date information is not Dr. Google, but your pet’s primary veterinarian.” Other trustworthy online resources, such as the American Veterinary Medical Association site and veterinary university websites, can help pet parents keep their animals happy and healthy.
We may be a little biased, being a pet insurance company, but we truly believe in the peace of mind it gives pet parents. Covering most non-preexisting conditions, a pet insurance policy ensures you'll never have to make hard decisions about your pet’s health. 

When the choice is between your furry family member and your finances, we all know which one we’d choose – but sometimes the choice isn't so easy. No pet parent should have to make that call, which is why we’re firm believers in the power of pet insurance.  


Sunday, February 1, 2015

Entertain Your Dog While You’re at Work

Affordable Pet HealthCare Insurance - Your Pets Deserve it
 Entertain Your Dog While You're at Work 
byTaylor Malowney

When you go off to work and leave your dog at home, what do they do all day? If you’re looking to give your pooch some intellectual stimulation, there are several easy things you can do!
Get a stuffable toy
Balls and toys that can be filled with treats will entertain your dog for hours. One fun way is to coat a dog biscuit with peanut butter and place it inside a Kong toy – a Healthy Paws toy of the week!
Turn on the TV
Dogs enjoy hearing human voices, and they may even “watch” the TV! DVDs specifically created to be virtual doggy sitters are available online that feature stimulating images like other dogs, squirrels, and more. Sometimes even just putting on music can help a dog feel less lonely.

Consider doggy daycare or a dog walker. If your pet rarely is in the company of other canines, doggy daycare can provide important socialization. Check the internet or the Yellow Pages for daycares near you. Having a dog walker stop by and take your dog for a midday walk can also be beneficial.


Play before work
Play before work Taking your dog for a walk or throwing the ball around before you leave will tire them out. Then they’ll just sleep it off for the rest of the day and be ready for round two when you come home! This time can also provide important dog-pet parent bonding time and prevent your pet from feeling neglected.
                                   Adopt another dog
A pair of pooches can provide each other with playtime even when you’re gone. However, don’t leave new dogs together until a few weeks after they've been introduced; even if they seem fine when you’re there, a fight could erupt when you’re not home. To be safe, remove all toys from the house while you’re gone to prevent possessive aggression.

Don’t be worried if you have to leave for work during the day; dogs are perfectly capable of entertaining themselves, given the right tools. Have plenty of toys around, especially those that can be stuffed with treats! Consider putting the TV or radio on to provide human voices. Playing with your dog before you leave for work can tire them out and allow them to nap peacefully all day – then you’ll be back before they know it! And of course, adopting another dog can provide a playmate for your pooch even when you're not there.


If your dog exhibits destructive behaviors, like digging, clawing, or defecating inside the house, they may be experiencing separation anxiety. Confine them to a space where they can’t destroy anything and shower them with affection when you are around. If the problem doesn't resolve itself or escalates, see a vet – there may be health issues to blame.
We may be a little biased, being a pet insurance company, but we truly believe in the peace of mind it gives pet parents. Covering most non-preexisting conditions, a pet insurance policy ensures you'll never have to make hard decisions about your pet’s health.

When the choice is between your furry family member and your finances, we all know which one we’d choose – but sometimes the choice isn't so easy. No pet parent should have to make that call, which is why we’re firm believers in the power of pet insurance.  


Saturday, January 31, 2015

Is Your Dog the Ultimate Wingman? Online Dating

Affordable Pet HealthCare Insurance - Your Pets Deserve it


Is Your Dog the Ultimate Wingman?
 by Courtney Buchanan

Online dating sites are already personalized for busy executives, farmers and even those who want to rely on their DNA. But the newest entrants on the dating site scene allow pet parents to use their four-legged friends to find their soulmate.

These sites, including PetsDating.com and YouMustLoveDogsDating.com, match people based on their lifestyles — and their love of animals.


                                           

“Having a theme that is … about one’s passion makes it feel like you are looking for a needle in a smaller and far more relevant and appealing haystack,” Michal Ann Strahilevitz, a marketing professor at Golden Gate University in San Francisco, tells The Commercial Appeal.

Many of the pet-oriented dating sites encourage people to bring their pets along on the date to help break the ice. The owners can learn a lot about each other based on how they react to situations involving the animal. The pet’s manners and behavior can also give hints to its owner’s character.

“[With dogs on the date,] you find out right off the bat how everyone in a relationship will fit in,” Kris Rotonda, founder of YouMustLoveDogsDating.com, tells The Commercial Appeal.

But let’s face it: not every dog or cat is an ideal plus-one. Joanie Pelzer, a Chihuahua parent, tells The Commercial Appeal that her pooch, Hubbell, has some not-so-attractive personality traits that likely cost her a third date. Hubbell steals food, craves attention, must ride shotgun likes people more than dogs. Hubbell sabotaged a breakfast date with a man Pelzer had met on PetsDating.com by eating the date’s food. The faux pas was too much to overcome.

Some people argue that finding love online is difficult enough and that the pet component makes the search too complex. Dogs and cats, however, are good at sensing people’s personalities. A pet’s second opinion can help separate the bad matches from the good ones.

Trish McDermott, who worked for Match.com for 10 years as a dating expert and spokesperson, once met a man online who pushed her dog off the couch. McDermott met the man on a site that doesn't cater to pet owners, according to The Commercial Appeal. It was an obvious red flag.

Finding true love online isn't easy, but petcentric sites may be just the answer for pet parents seeking the perfect pet-loving match.



We may be a little biased, being a pet insurance company, but we truly believe in the peace of mind it gives pet parents. Covering most non-preexisting conditions, a pet insurance policy ensures you'll never have to make hard decisions about your pet’s health. 

When the choice is between your furry family member and your finances, we all know which one we’d choose – but sometimes the choice isn't so easy. No pet parent should have to make that call, which is why we’re firm believers in the power of pet insurance.