Hereditary and congenital conditions may not appear for years, but when they do the treatment can be expensive. Eye disorders like cataracts or knee issues requiring surgery like a patellar luxation are examples of these conditions. What matters most is that we do not put restrictions on hereditary and congenital conditions, so rest assured you're protected financially and can give your pets the quality medical care they deserve. Here's a quick explanation of these often confusing terms:
A hereditary condition is one that is genetically predetermined - a condition that is passed down from your pet's parents. Examples of these conditions in pets are diabetes, cherry eye, hip dysplasia, and gastric torsion.
A congenital condition is one that is not linked to genetics, but instead is related to things that occurred while your pet was still in utero. Examples of these conditions are often congenital heart and all other organ defects.
Of course, if a hereditary or congenital condition or its symptoms are noted by your veterinarian before your enrolment, they are considered pre-existing and will not be covered by your Healthy Paws pet insurance policy (just like any other illness or injury that occurred before your pet became insured by us).
Does your pet have Health Insurance? Healthy Paws Pet Insurance provides coverage with no limits on a claim.
If your pet needs treatment for any accident or illness and it's not a pre-existing condition, you're covered. It's that simple
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